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Life Cover provides a lump sum cash payment if the person covered in your business dies or is diagnosed with a terminal illness (with a life expectancy of less than 12 months). The person covered could be a shareholder, business partner or Key Person.
Life Cover is available on a fixed term or renewable term basis. If you select a renewable term at the end of 5 years you have the option to take out a plan for a further 5 years.
With our VitalityLife your business will receive free cover at no extra cost whilst the business is waiting for its application to be assessed.
We offer Life Cover on a level, indexing or decreasing basis.
Our guaranteed insurability options allow you to increase cover for your business when certain events happen without giving us information about the health of the person insured. These events include a change in the value of a key person, an increase in the value of a partner or shareholder's interest in the business and a new or increased loan or mortgage.
We are the first mainstream insurance company to provide Life Cover for people with HIV, of up to £250,000 for a maximum of ten years.
Not all insurance is the same. Only at VitalityLife will you get the right level of protection and access to a great range of discounts and rewards that help you and your employees lead a healthy lifestyle.
Why Vitality Optimiser?
Call 03334149323 to talk to a business adviser today.
Request a call backLines open:
8am – 8pm Monday to Friday
9am – 5pm Saturday and Sunday
Calls may be recorded
Our Business Risk Calculator can help you calculate the probability of one of your key employees dying before retirement age.
Calculate nowHow much tax saving can you achieve with a Relevant Life Policy?
Calculate now© Vitality Corporate Services Limited trading as VitalityHealth and VitalityLife. All rights reserved.