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At VitalityLife, we can offer you and your business more than just innovative protection. We offer flexibility to manage your protection as your business changes and the added benefit of discounts and rewards that are accessible by your employees.

Reward your employees for living a healthy lifestyle

By helping your employees stay healthy by exercising regularly, eating well and not smoking, they could add years to their life. That’s why VitalityLife believes insurance shouldn’t only benefit people that need to claim. We offer every insured person with a Business Protection Plan access to a great range of discounts with our partners, including half price health screens, as well as useful tools to help employees understand their health, and set goals to improve it.

By adding Vitality Optimiser to a Business Protection Plan, your employees gain access to exclusive rewards based on the work they do to remain healthy. The more they take part, the more we'll reward them for it - from money off travel with BA or Eurostar, to a weekly cinema ticket and Starbucks beverage.

Increase your cover as your business increases in value

As your company grows, you may need more cover. If your business grows in specific ways – if a key person becomes more valuable, a shareholder's interest becomes more valuable, or you increase your mortgage or business loan – you can increase your cover, without having to give us any more information about the health of the person insured. This is called the Guaranteed Insurability Option.

Add Waiver of Premium to your cover

You can add Waiver of Premium on Incapacity to your Business Protection Plan. That means that if one of the people covered under your plan is unable to work due to a specified illness or injury, we'll waive your premiums.

Protect against the financial impact of a disability

Not all illnesses are likely to have the same impact. With advances in medical technology, many illnesses can now be treated effectively with no long-term effects. More severe illnesses – which require major surgery, prolonged periods of treatment or cause long-term impairment, are likely to be life-changing and so have the biggest impact on the person’s ability to work and the financial security of the business. With Disability Cover for Business you can protect against the financial impact of a disability. VitalityLife covers anything from temporary disability to severe permanent disability.

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